HOME BUYING TIPS Buying a home is one of the most important decisions you will make in your life time. We are very sensitive to this. We make the home buying process enjoyable and as stress free as possible. The Beginning:                                     Getting pre-approved to buy a home is the first essential step A pre-approval allows you to have negotiating power with the seller We refer you to well qualified mortgage specialists for pre-approval You will need to supply mortgage specialists with income and expense information Attend the Home Stretch Buyers class to qualify for certain home buyer programs in various towns Got bad credit? That's ok. We have lenders that will help you find a solution to your credit problems and get you on track. The key is to start now so you are prepared when you find the right home. The Fun Begins: Your time is valuable. We narrow your search to home amenities you value If you prefer the internet as a means of communication, we are well equipped to send you new home listings via the internet We preview homes to save you time We explain the purchase agreement forms and requirements so you understand completely We make the offer and negotiate successfully We recommend a home inspection to avoid surprises We explain Homeowner’s insurance and utilities costs A final walk through is scheduled before the closing   The Closing Day Final walk through of  home is conducted We review closing statements with you                                        We attend the closing and sign papers You become a new home owner and move in moving tips